Eugénie Cameron

CHARTERED FINANCIAL PLANNER

Eugénie started in the financial advice profession in 1999. She set up Cameron and Company Financial Planning in 2010, before merging with HDA Chartered Financial Planners in April 2019.

We strongly advise that you check the credentials of any financial professional that you are considering working with. You can see Eugénie’s Statement of Professional Standing (SPS) certificate by clicking the link below:

Professional

I believe in genuine financial planning and helping my clients live the lives they want. My range of clients is wide; from household names in the film and entertainment industries to high net worth individuals, companies and Trusts. I enjoy helping people make important decisions about their retirement.

Personal

I am a mother of three. My eldest son is in the RAF and my two younger children are at school. My husband is a Conservation Farmer, so in my spare time, I can be found on the farm where we raise native sheep and cattle under Environmental Stewardship schemes. These schemes are designed to assist with the preservation of natural habitats surrounding the Malvern Hills, which is an Area of Outstanding Natural Beauty. I also enjoy the outdoors and country sports.

Qualifications

View Eugénie's qualifications

Eugénie's qualifications

Having achieved the APFS designation, advisers can go on to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like personal tax and trust, business financial, pension and investment planning.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individual’s liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

The objective of this unit is to develop an understanding and knowledge of the key elements of the mortgage process, specialist types of mortgage lending and to test candidates’ ability to give appropriate mortgage advice to clients with complex needs and circumstances.

The objective of this unit is to develop an understanding of the financial services industry including regulation and legislation.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This module provides a solid grounding in the financial services industry and its regulation.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long-term care insurance products and the giving of long-term care insurance advice.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

We were among Eugenie's first clients. The move into the HDA partnership has not made any difference to the friendly and competent service. We value the personal connection.

Peter & Kate Constantine, Ledbury

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